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How To Invest In Nippon India Liquid Fund?

This blog will tell you all about the Nippon India Liquid Fund right from its investment objectives, past performance, and its current portfolio. Find out how you can invest in this fund using the Cube Wealth app.
April 16, 2021

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A liquid fund like Nippon India Liquid Fund falls under the category of debt funds. It generally invests in low-risk securities that include government bonds and commercial paper. 

In this blog, we'll walk you through the facts of Nippon India Liquid Fund and how to invest in it using Cube Wealth with market-beating advice from Wealth First. 

Note: Nippon India Liquid Fund is currently being recommended on the Cube Wealth app by our mutual fund advisor, Wealth First. To check the latest fund information download the Cube Wealth App.

What Is Nippon India Liquid Fund?

Nippon India Liquid Fund is an open-ended debt scheme that primarily invests in government bonds, commercial paper, Treasury bills, and other low-risk securities. 

It is a low-risk investment that's ideal for the short term because its portfolio matures in 3 months. This simply means that the fund gets its principal amount back from its debt holdings in 3 months at the most. 

Moreover, Nippon India Liquid Fund's top holdings are A1+ grade debt securities and sovereign bonds which means that they have strong creditworthiness. 

The fund has historically generated better returns than the average bank savings account.



Average Returns

Nippon India Liquid Fund

4% to 6%

Bank Savings Account

3% to 4%

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Primary Investment Objective

Nippon India Liquid Fund aims to generate returns while ensuring high liquidity by investing in high rated debt and money market instruments that have a maturity of up to 91 days. 

However, there is no guarantee that this aim will be achieved. Investors are thus advised to evaluate their risk tolerance using Cube Wealth or speak to a Cube Wealth Coach before investing in the fund. 

Nippon India Liquid Fund Information

Mutual Fund Name

Nippon India Liquid Fund


Open-ended debt scheme

Date of Inception


Returns Since Inception


3-Year Returns


5-Year Returns


Nippon India Liquid Fund NAV


Benchmark Index


Expense Ratio


Entry Load


Exit Load

0% after 7 days


₹23,219 Cr

Minimum Investment Amount in Cube


Cube ATM


Note: Facts & figures are accurate as of 15-04-2021 and are taken from publicly available sources. While we update our pages regularly, we advise you to check the Cube Wealth App for the latest data

What's Cube ATM?

Cube ATM allows you to instantly withdraw money from your Nippon India Liquid Fund investment to your bank account. You can withdraw ₹50,000 or 90% of your investment (whichever is lower). 

Want The Cube Liquid Fund ATM in your pocket? Download Cube Now

Nippon India Liquid Fund Portfolio



Credit Rating

7.94% GOI 24/05/2021

Central Government Loan


Reserve Bank of India 364-D 03/06/2021

Treasury Bills


7.80% GOI 2021

Central Government Loan


Reliance Retail Ventures 91-D 14/06/2021

Commercial Paper


Barclays Bank 14/06/2021

Certificate of Deposit


Note: Top 5 securities mentioned above are a part of the fund’s portfolio as of 15-04-2021. This information is subject to change at any time. 

About The Nippon India Liquid Fund Team

Ms. Anju Chhajer has been managing Nippon India Liquid Fund since the 1st of October 2013. She is a Chartered Accountant and has a B.Com (H). She's had previous stints with National Insurance Company and D.C Dharewa & Co.


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How To Invest in Nippon India Liquid Fund Using Cube Wealth?

The Cube Wealth app is the best way to invest in mutual funds with reliable advice from Wealth First. Cube is powerful, intuitive, and convenient to use. 

Investment Facts

Investment Facts

Furthermore, Cube gives you access to curated fund recommendations from Wealth First. You can invest in the best mutual funds in India in two ways:

  • One-time (lump sum)
  • Systematic Investment Plan (SIP)

Here's how you can get started:

  • Download Cube Wealth
  • Complete your KYC
  • Take the risk analysis quiz
  • Get curated fund recommendations
  • Tap on invest

Join Cube For Free to invest in Nippon India Liquid Fund 

Cube's Mutual Fund Advisor

Wealth First handpicks and curates a list of mutual funds every month on the Cube Wealth app. Wealth First was founded in 2000 and has a track record of beating the market by ~50% over the past decade. 

  • Clients: 3000+ 
  • AUM: ₹7000+ crores. 

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Priya Bansal
Curious about personal finance and all things money. Can either find me reading a book or dancing to a tune.

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