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6 Best Mutual Funds For High SIP Returns

Get access to a list of the best performing mutual fund SIPs with the highest 5-year returns. Understand the benefits of SIPs and learn how to invest using Cube.
September 30, 2020

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Lists make life easier. Wealth makes life easier. We’ve found a way to combine both. This blog contains a list of the best mutual funds with the highest SIP returns that can generate wealth for you!


To begin with, let’s understand Mutual Funds, SIPs and how to invest in SIPs that work for you. 


SIPs And Mutual Funds At A Glance


Imagine several cake enthusiasts uniting to create an incredibly large cake together. There’s a head pastry chef who sets it up to be as tall, wide and delicious as possible. This cake will be diverse and everybody gets to eat more. 


The cake is the mutual fund. The head pastry chef is the fund manager. The deliciousness is the profits. 


Mutual funds are a pool of money gathered from several investors. A fund manager decides where to invest this pool of money so that the risk is distributed and profits are maximized. 


Systematic Investment Plans (SIPs) are one of the most cost-effective ways to invest in mutual funds. Instead of the usual lump-sum route, SIPs allow you to invest a small amount of money weekly, monthly, quarterly or yearly. 


Top 6 Mutual Fund SIPs With The Highest Returns 


Wealth First, Cube’s wealth advisory partner, curates a list of the best mutual fund schemes that you can invest in. This list is updated every month so that Cube users can focus on investing in the best funds based on their needs.

Here’s a list of mutual fund SIPs with the highest returns currently recommended by Wealth First:


 

Sr. no

Mutual Fund Type

Mutual Fund Name

5 Year Returns

1.

Liquid

PGIM India Insta Cash Fund

6.86%

2.

Debt

IDFC Dynamic Bond Fund

9.12%

3.

Conservative

Mirae Asset Large Cap Fund

10.90%

4.

Moderate

Axis Focused 25 Fund

11.80%

5.

Aggressive

Axis Small Cap Fund

11.42%

6.

International

Edelweiss Greater China Equity Off-shore Fund

19.45%

7

Tax Saving

Kotak Tax Saver Fund

8.19%

Note: Returns mentioned are indicative and not guaranteed


All facts and figures are updated as of 30/09/2020.


While we update our pages regularly, we advise you to check the Cube Wealth App for the latest data.


A Bit About Each Fund


  1. PGIM India Insta Cash Fund: 


  • Falls under the liquid fund category 
  • No lock-in period 
  • High liquidity
  • Low-risk, stable returns
  • Minimum investment amount on Cube: ₹1,000


  1. IDFC Dynamic Bond Fund:


  • Falls under the debt fund category
  • Invests primarily in Government securities
  • Moderate risk, stable returns
  • Minimum investment amount on Cube: ₹10,000


  1. Mirae Asset Large Cap Fund:


  • Falls under the equity fund category
  • Invests primarily in large-cap stocks
  • Moderate risk, moderately high returns
  • Minimum investment amount on Cube: ₹5,000


  1. Axis Focused 25 Fund:


  • Falls under the equity fund category
  • Invests primarily in multi-cap stocks
  • Moderately high risk, moderately high returns
  • Minimum investment amount on Cube: ₹6,000


  1. Axis Small Cap Fund


  • Falls under the equity fund category
  • Invests primarily in small-cap stocks
  • Moderately high risk, high returns
  • Minimum investment amount on Cube: ₹10,000


  1. Edelweiss Greater China Equity Off-shore Fund:


  • Falls under the international equity fund category
  • Invests primarily in foreign stocks
  • High risk, high returns
  • Minimum investment amount on Cube: ₹10,000


  1. Kotak Tax Saver Fund:


  • Falls under the ELSS fund category
  • Minimum lock-in period of 3 years
  • Tax exemption of up to ₹1,50,000
  • Moderately high risk, moderately high returns
  • Minimum investment amount on Cube: ₹1,000


How To Invest In Mutual Funds That Give High SIP Returns?


SIPs are one of the best ways to invest in mutual funds because:


  • Flexibility
  • Low minimum investment amount
  • Compound interest


You can invest in SIPs on your own or through the Cube Wealth app. While investing in Mutual Fund SIPs, it is important to identify your goals, the risk you are willing to take, the historical performance of the funds, fund objective, market trends, etc.


Try Our SIP Returns Calculator


Since there are over 17,000 mutual fund schemes available, it can get overwhelming and time-consuming to do in-depth research on each fund. Instead, speaking to a Cube Wealth coach can help you invest in schemes that work for you.


Why Should You Invest In Mutual Fund SIPs Using Cube?


Time is money. Which, in the case of SIPs, is actually true since you invest periodically and get returns over time. The Cube Wealth app saves your time by giving you access to the best wealth advisory from India and around the globe. 


You should invest using Cube Wealth because:


  • Simple and intuitive app design
  • Access to top-notch wealth coaches
  • You get only top-performing mutual fund schemes 
  • Risk-based options
  • Low minimum investment amount
  • Quick SIP feature
  • Super SIP feature (unique to Cube Wealth)
  • No hidden fees
  • All funds are handpicked by proven experts


Want to invest in the best mutual fund SIPs? We recommend you speak to our wealth coaches or download the app today.


Shriram Shekhar
Shriram is a Consultant at CubeWealth. He has developed cutting edge IT products for over 2 years before turning to his passion for the written word. His love for philosophy, developing products, and empowering people through quality content is what got him to CubeWealth.

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