Lists make life easier. Wealth makes life easier. We’ve found a way to combine both. This blog contains a list of the best mutual funds with the highest SIP returns that can generate wealth for you!

To begin with, let’s understand Mutual Funds, SIPs and how to invest in SIPs that work for you. 

SIPs And Mutual Funds At A Glance

Imagine several cake enthusiasts uniting to create an incredibly large cake together. There’s a head pastry chef who sets it up to be as tall, wide and delicious as possible. This cake will be diverse and everybody gets to eat more. 

The cake is the mutual fund. The head pastry chef is the fund manager. The deliciousness is the profits. 

Mutual funds are a pool of money gathered from several investors. A fund manager decides where to invest this pool of money so that the risk is distributed and profits are maximized. You can also consult a Cube Wealth coach or download a Cube Wealth application. 

Systematic Investment Plans (SIPs) are one of the most cost-effective ways to invest in mutual funds. Instead of the usual lump-sum route, SIPs allow you to invest a small amount of money weekly, monthly, quarterly or yearly. 

Top 6 Mutual Fund SIPs With The Highest Returns 

Wealth First, Cube’s wealth advisory partner, curates a list of the best mutual fund schemes that you can invest in. This list is updated every month so that Cube users can focus on investing in the best funds based on their needs.

Here’s a list of mutual fund SIPs with the highest returns currently recommended by Wealth First:

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Note: Returns mentioned are indicative and not guaranteed. All facts and figures are updated as of 24/03/2021. While we update our pages regularly, we advise you to check the Cube Wealth App for the latest data.‍

Best High Return SIP Mutual Funds Facts

1. Nippon India Liquid Fund
   

• Falls under the liquid fund category 
• No lock-in period 
• High liquidity
• Low-risk, stable returns
• Minimum investment amount on Cube: ₹1,000
• Access to Cube ATM feature
  

2. Axis Banking and PSU Debt Fund
   

• Falls under the debt fund category
• Invests primarily in banking and PSU bonds & securities
• Moderately low risk, stable returns
• Minimum investment amount on Cube: ₹5,000
  

3. Mirae Asset Large Cap Fund
   

• Falls under the equity fund category
• Invests primarily in large-cap stocks
• Moderate risk, moderately high returns
• Minimum investment amount on Cube: ₹5,000
  

4. Axis Focused 25 Fund
   

• Falls under the equity fund category
• Invests primarily in multi-cap stocks
• Moderately high risk, moderately high returns
• Minimum investment amount on Cube: ₹5,000
  

5. Kotak Small Cap Fund
   

• Falls under the equity fund category
• Invests primarily in small-cap stocks
• Moderately high risk, high returns
• Minimum investment amount on Cube: ₹5,000
  

6. Edelweiss Greater China Equity Off-shore Fund:
   

• Falls under the international equity fund category
• Invests primarily in foreign stocks from the Greater China region
• High risk, high returns
• Minimum investment amount on Cube: ₹5,000
  

7. Mirae Asset Tax Saver Fund
   

• Falls under the ELSS fund category
• Lock-in period of 3 years
• Tax exemption of up to ₹1,50,000
• Moderately high risk, moderately high returns
• Minimum investment amount on Cube: ₹1,000

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How To Invest In Mutual Funds That Give High SIP Returns?

You can invest in SIPs on your own or through the Cube Wealth app. While investing in Mutual Fund SIPs, it is important to identify your goals, the risk you are willing to take, the historical performance of the funds, fund objective, market trends, etc. You can also consult a Cube Wealth coach or download a Cube Wealth application. 

Since there are over 1,000 mutual fund schemes available, it can get overwhelming and time-consuming to do in-depth research on each fund. Instead, using Cube Wealth can help you invest in the best mutual fund schemes that work for you.

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Why Should You Invest In Mutual Fund SIPs Using Cube?

Time is money. Which, in the case of SIPs, is actually true since you invest periodically and get returns over time. The Cube Wealth app saves your time by giving you access to the best wealth advisory from India and around the globe. 

You should invest using Cube Wealth because

• Simple and intuitive app design
• Access to top-notch wealth coaches
• You get only top-performing mutual fund schemes 
• Risk-based options
• Low minimum investment amount
• Quick SIP feature
• Super SIP feature (unique to Cube Wealth) You can also consult a Cube Wealth coach or download a Cube Wealth application. 
• No hidden fees
• All funds are handpicked by proven experts

FAQs

1. Are mutual funds with high returns suitable for all investors?

Ans. Not necessarily. These funds often come with higher risk due to their pursuit of higher returns. They may not be suitable for risk-averse or short-term investors.

2. Are mutual funds with high returns suitable for all investors?

Ans. Not necessarily. These funds often come with higher risk due to their pursuit of higher returns. They may not be suitable for risk-averse or short-term investors.

3. How can I assess the risk associated with high-return mutual funds?

Ans. You can evaluate the fund's risk profile by examining factors like its volatility, historical performance, and the types of assets it invests in.

4. Can I invest in high-return mutual funds for short-term goals?

Ans. These funds are typically more suited for long-term investment goals due to their higher volatility. Short-term goals may be better served by lower-risk investment options.

Conclusion 

In conclusion, mutual funds with high returns can be an enticing investment choice for those seeking to maximize their wealth over time. These funds have the potential to offer substantial gains, often outperforming other investment options. However, it's important to remember that high returns come with a corresponding increase in risk. Therefore, investors must carefully assess their risk tolerance, financial goals, and time horizon before committing to such funds. Diversification, thorough research, and a long-term perspective remain essential principles for successful investing in mutual funds with high returns. By making informed decisions and maintaining a disciplined approach, investors can harness the potential of these funds to build a more prosperous financial future. You can consult a Cube Wealth coach or download a Cube Wealth App. 

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