How To Guide

How To Buy Liquid Funds Using Cube

If you are looking for short term investments or a fund to park your money, Cube’s liquid fund recommendations might be right for you. In this blog, we’ll cover the basics of Liquid Funds, their benefits and how you can buy liquid funds using the Cube App.
September 29, 2020

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If you are looking for short term investments or a fund to park your money, Cube’s liquid fund recommendations might be right for you. In this blog, we’ll cover the basics of Liquid Funds, their benefits and how you can buy liquid funds using the Cube App.

What Are Liquid Funds?


Liquid Funds fall under the debt funds category. These funds invest in bonds, commercial papers, certificates of deposit, treasury bills, etc. 


The defining feature of these funds is the instant redemption facility that allows investors to redeem their investments within minutes. 


What Are The Benefits Of Liquid Funds?


Every fund has its own advantages and investors prefer liquid funds because:


  • Considered to be the safest mutual fund investment because of the short lending duration
  • Highest liquidity amongst all possible mutual fund schemes
  • Instant redemption of up to ₹50,000 or 90% of the invested amount (whichever is lower)
  • The average portfolio maturity period is 91 days
  • No lock-in period
  • No entry or exit loads


Who Should Invest In Liquid Funds?


Liquid funds have been known to give comparatively better returns than an average bank savings account. This is why these funds can be an option for emergencies, short term goals, small surplus investments, etc.


Knowing your investment goals and risk profile is paramount before investing in any scheme. That is why we recommend consulting a Cube wealth coach so that you can invest in mutual fund schemes based on your goals and needs.


How To Buy Liquid Funds Using Cube


The benefits of liquid funds are clear and if you believe that this investment might be suitable for your needs, all you have to do is:


Step 1: Download the Cube Wealth app

Step 2: Login & Click the “See All Investment” mini shortcut


Step 3: Tap “Learn More” on the Liquid Fund Option


Step 4: Enter the amount you wish to invest & choose one time or SIP

You will then see the recommended fund(s) selected already. You can switch from simple to advanced view if you want to pick a different fund.


Step 5: Pick Your Fund & Make the payment

You can pay via internet banking, UPI or set up an NACH auto-debit.

The best thing about the Cube Wealth app is that we don’t just tell you when to buy a mutual fund scheme, but we also give you advice on when to sell.


Our wealth coaches go above and beyond to ensure that you get the best advice to invest wisely. Get a free consultation call today to learn more.


Why Invest Using Cube Wealth?


The Cube Wealth app has made it easy for investors to get access to wealth advisory from some of India’s and the world’s best advisors. We don’t just give you the best recommendations but we suggest investments tailored to suit your needs.


You should invest through the Cube Wealth app because:


  • Low minimum investment amount
  • Risk-based investment options 
  • The Quick SIP feature
  • The Super SIP feature (only available on Cube)
  • Access to Wealth Coaches
  • WhatsApp group access with the Cube’s senior leaders and engineering team (Cube Prime)


Download The Cube App


The Best Liquid Funds Currently Being Recommended


All Mutual Funds on the Cube Wealth app are hand-picked by our wealth advisor, Wealth First, so that you can invest with ease and think about the long term.


Wealth First has an incredible 19-year track record of beating the average mutual fund by ~50% with a team of wealth professionals with over 250 years of combined experience.

 

Best Liquid Funds

Axis Liquid Fund

Edelweiss Liquid Fund

Kotak Liquid Fund

Principal Cash Management Fund

PGIM India Insta Cash Fund

Note: All facts and figures are updated as of 29/09/2020.

While we update our pages regularly, we advise you to check the Cube Wealth App for the latest data.

Check out this video on why you should invest using Cube

Shriram Shekhar
Shriram is a Consultant at CubeWealth. He has developed cutting edge IT products for over 2 years before turning to his passion for the written word. His love for philosophy, developing products, and empowering people through quality content is what got him to CubeWealth.

4 Reasons To Try Our Powerful Investment App!

Schedule a call based on your convenience. And get an expert to help you invest.

  • High Quality Mutual Funds
  • Top Notch Stock Advisory
  • Expert Financial Advisors
  • Alternative Investments

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