Want To Invest In Crypto?
Explore Tikka Token.

Enter Details For Your Wealth Coach

Thanks For Subscribing!

We'll send you interesting emails
about exciting investment options.
Oops! Something went wrong while submitting the form.
How To Guide

How To Become A Crorepati In 10 Years?

So you want to become a crorepati in 10 years! Read this blog to start off on the right foot and find out how investing in the right assets can help you become a crorepati in 10 years.
September 21, 2021

Schedule a call based on your convenience. And get an expert to help you invest.

Top 5 Reasons To Try Our Powerful Investment App!

  • High Quality MFs
  • Top Notch Stock Advisory
  • Expert Financial Advisors
  • Alternative Investments
  • Low Minimum Investments

Becoming a crorepati is more or less the pinnacle of wealth and prosperity in a country like India. The term has been ingrained in Indian pop culture by the famous TV show, ‘Kaun Banega Crorepati’.  

That said, there’s no easy way to reach that milestone without diligent investments and patience. “Diligent” because parking your money in awful assets like bank FDs will generally cripple your wealth. 

“Patience” because 10 years is a relatively long time in the world of wealth creation. For context, Sensex was 16,933.83 in September 2011 and it’s 58,589.50 in September 2021. That’s a growth of ~ 70%. 

At this point, you must be wondering “crorepati kaise bane”. Let’s tackle this question head-on and figure out the important steps to becoming a crorepati in 10 years. 

Steps To Become A Crorepati In 10 years

Data suggests that there are more than 400,000 households in India that are crorepatis. Here’s a step-by-step guide of what you’ll need to do to enter the crorepati club in the next 10 years. 

1. Check Your Bank Balance

Start off your journey with an honest evaluation of your bank balance. It will help you figure out how far you are from becoming a crorepati. Remember, everybody has to start somewhere. 

So, even if your bank balance is low, know that you can begin as you mean to go by inculcating consistency and a drive to make investments. At the same time, evaluate your financial situation.

Doing so will help you understand broader financial implications like the amount of money you can invest every month after paying all the bills and the risk profile that you fall under. 

On the other hand, if you have a healthy bank balance, it’ll make it relatively easier for you to move to step #2: investing in the right assets with reliable financial advice.   

2. Get A (Reliable) Financial Advisor

“Don’t tell me what you think, tell me what you have in your portfolio”. This maxim is a litmus test for separating your so-called “financial well-wishers” from actual financial experts. 

A reliable financial expert is someone who has spent considerable time, say a decade or more, investing in and recommending assets to clients who trust them. 

Such reliable financial advisors can give you a fair evaluation of what you should invest in versus what you want to invest in. This has benefits like: 

  • You invest in assets that are in line with your risk tolerance (example: debt funds Vs international funds)
  • The assets can help you achieve your financial goals like becoming a crorepati in 10 years or financial freedom
  • You’ll get quarterly or yearly advice to adjust your portfolio based on the health of your investments or a change in goals

Reliable advisors generally have a solid track record with key indicators like beating the market. For example, Cube’s advisors Wealth First and Purnartha have beaten Nifty over the past decade.   

3. Invest First, Splurge Later

You’ve assessed your bank balance and got reliable financial advice from experts. Great. Now it’s time to act on the advice and let the power of compounding work its magic to reach the 1-crore mark. 

Most investors like to set auto-debits so that they invest first as soon as they get their paycheck. Setting an auto-debit, or broadly, investing first before splurging is useful in two ways:

  • Makes investing hassle-free so that you don’t have to manually transfer money every month
  • Requires you to be accountable and diligent every month

Both pointers are crucial in helping you become a crorepati. However, you may not exactly know how much money you can invest each time even if your financial advisor has given you recommendations. 

In that case, you can turn to the 50-30-20 rule of budgeting that says allocate:

  • 50% toward essentials (grocery, rent, clothes, etc.)
  • 30% toward investments (mutual funds, stocks, etc.)
  • 20% toward wants (dinners, subscriptions, etc.)
Investment Tips

You can read more about saving money from your salary here.

4. Remember The 3 I’s: Information, Intent, Intensity

To become a crorepati, you must be mindful of the 3 I’s:

  • Information: Research and read as much as you can about your investments and investing 
  • Intent: Set goals and always remember why you’re investing in the first place (to become a crorepati, for example)
  • Intensity: Stay consistent and invest within your means regularly to hit your goals
Investment Facts

5. Get A Portfolio Checkup Regularly

Your portfolio is akin to a sports car that needs regular maintenance and tune-ups. That’s why it’s important to “service” your portfolio regularly with detailed portfolio analysis.

Experts like Cube’s trained Wealth Coaches can help you understand if you should stay invested in your current assets or add other assets to your portfolio to improve the chances of becoming a crorepati. 

Get A Free Portfolio Analysis

Can You Become A Crorepati In 10 Years?

It is possible to become a crorepati in 10 years provided that you pay attention to various important factors. To start with, you’ll have to invest in the right assets consistently across a 10-year period. 

Potential assets to become a crorepati in 10 years include:

Let’s take mutual funds for example. It’ll help to understand the relationship between investment amount (consistency) and expected returns (diligence) to see which combination may work best.

Monthly SIP Amount

Expected Returns













The average 5+ years return of mutual funds is known to be 7-10%. Thus, it’s safe to assume that it’d take a SIP of at least ₹50,000 with 10% returns to become a crorepati in 10 years. 

However, investing isn’t enough. You must also get a regular portfolio analysis to ensure that you’re on the right track to become a crorepati in 10 years. 


Facts & figures are true as of 15-09-2021. All information mentioned is for educational purposes and relies on publicly available information. None of the information shared here is to be construed as investment advice. We strongly recommend you consult a Cube Wealth coach before investing your money in any stock, mutual fund. PMS or alternative asset.

Priya Bansal
Curious about personal finance and all things money. Can either find me reading a book or dancing to a tune.

Top 5 Reasons To Try Our Powerful Investment App!

Schedule a call based on your convenience. And get an expert to help you invest.

  • High Quality Mutual Funds
  • Top Notch Stock Advisory
  • Invest in U.S. Stocks
  • Alternative Investments
  • Low Minimum Investments
Try Cube’s Exclusive Wealth Concierge Service! We offer a 10-minute portfolio analysis and set up service to select users.

Want the best
investment blog delivered straight to your inbox?

Thank you for joining our mailing list!
Oops! Something went wrong while submitting the form.

Similar Posts

SIP Posts


Calculate your
SIP returns

Calculate your
Lumpsum returns

Grow your money without wasting time

on stock picking, poring over excel sheets, financial news, analyzing market trends, tracking the Sensex, researching company fundamentals, comparing mutual funds, reading financial reports, trying to predict the future & losing your sanity!