Best Mutual Fund SIPs To Invest In For The Long Term
Investing in Mutual Funds through a SIP is one of the best ways to maximize returns over the long term. So let us take a look at the benefits of SIPs and some of the best Mutual Fund SIPs to invest in for the long term.
Investing in Mutual Funds through a SIP is one of the best ways to maximize returns over the long term. SIPs also instill a sense of accountability and financial discipline which might prove crucial in achieving long term financial goals.
Let us take a look at the benefits of SIPs and some of the best Mutual Fund SIPs to invest in for the long term.
Mutual Funds are a pool of money collected from several investors. A professional Fund Manager invests this pool of money in various market securities. Mutual Funds offer benefits such as diversification, high liquidity, tax benefits, affordability, etc.
What Is A Mutual Fund SIP?
SIPs are an alternative to investing lump-sum amounts in Mutual Funds. A Systematic Investment Plan allows you to invest small sums of money regularly across fixed intervals of time. This can be weekly, monthly, or quarterly, depending on your goal or financial situation.
Investing in Mutual Funds through a SIP is one of the best ways to maximize returns over the long term. SIPs also instill a sense of accountability and financial discipline which might prove crucial in achieving long term financial goals.
Let us take a look at the benefits of SIPs and some of the best Mutual Fund SIPs to invest in for the long term.
Mutual Funds are a pool of money collected from several investors. A professional Fund Manager invests this pool of money in various market securities. Mutual Funds offer benefits such as diversification, high liquidity, tax benefits, affordability, etc.
What Is A Mutual Fund SIP?
SIPs are an alternative to investing lump-sum amounts in Mutual Funds. A Systematic Investment Plan allows you to invest small sums of money regularly across fixed intervals of time. This can be weekly, monthly, or quarterly, depending on your goal or financial situation.
SuperSIP on Cube Wealth
What Are The Benefits Of SIPs?
Generally, Mutual Fund investments through SIPs are considered to be safe even when markets are volatile. Here are some more benefits:
Flexibility of increasing or decreasing the investment amount
Higher liquidity in comparison to other similar investment options
Fun Fact: You can automate your SIP investments on the Cube Wealth app.
Best Mutual Fund SIPs For The Long Term
Here is a list of Mutual Funds recommended by our wealth advisor, Wealth First:
Conservative
Moderate
Aggressive
International
Tax Saving
Motilal Oswal Focused 25 Fund
Axis Focused 25 Fund
Axis Small Cap Fund
Nippon India Japan Equity Fund
Mirae Asset Tax Saver Fund
Mirae Asset Large Cap Fund
Canara Robeco Emerging Equities Fund
Motilal Oswal Midcap 30 Fund
Franklin India Feeder - Franklin U.S. Opportunities Fund
Kotak Equity Opportunities Fund
ICICI Prudential Smallcap Fund
Edelweiss Greater China Equity Off-shore Fund
Wealth First has made it seamlessly easy for Cube users to select from and invest in the best Mutual Funds at any given point in time. WF has a track record of beating the average mutual fund by 50%. They have over 3,000 clients and an AUM of ₹7,000+ Crores.
Try our SIP Returns Calculator today to see how much money you can make by investing in Mutual Funds. Note: While we update our blogs regularly we recommend you see the latest data on the best mutual funds on the Cube Wealth App.
How Can Cube Wealth Help You?
The Cube Wealth app is easy to use and gives you access to a curated list of the best Mutual Funds which is updated regularly. In the app, you can use two dedicated options for SIPs -
QuickSIP:
Slide across 5 risk levels
Pick a risk level
Enter investment amount
Tap on invest
SuperSIP:
Unique to Cube Wealth
Lets you adjust your SIP amount
Allows you to skip payments when you don't have the funds
SIPs help you plan and invest in Mutual Funds for the long term in an organized, efficient and pocket-friendly way. With the added advantage of rupee cost averaging, diversification is possible through multiple SIPs.
It is always advisable to consult a wealth coach before investing. A good Wealth Coach cares about your financial well-being and helps you invest based on your risk level and goals.
SIPs are for everyone regardless of age, time or place. Why wait till tomorrow when you can get started today?
Watch this video to know more about the QuickSIP feature on the Cube Wealth app
FAQ
*1. What is ‘Rupee Cost Averaging’?
Ans. It is an approach where you invest a fixed amount of money at regular intervals of time.
2. Which SIP is best for 15 years?
Ans. This would of course be based on your goals. However, equity funds are generally known to be suitable for the long term (5, 10, 15+ years). Here's a snippet of the best equity funds currently being recommended by Wealth First on the Cube Wealth app:
1. Mirae Asset Large Cap Fund 2. Axis Focused 25 Fund 3. SBI Flexicap Fund 4. Principal Emerging Bluechip Fund 5. ICICI Prudential India Opportunities Fund
3. Are there specific mutual fund schemes recommended for long-term SIPs?
Ans. Popular choices for long-term SIPs include funds from well-established AMCs (Asset Management Companies) that have a history of delivering consistent returns. Examples include HDFC Equity Fund, SBI Bluechip Fund, and ICICI Prudential Bluechip Fund, among others.
4. Should I diversify my SIP investments?
Ans. Diversification is a good practice. You can consider allocating your SIP investments across multiple mutual fund schemes to spread risk. Diversification may include a mix of equity, debt, and hybrid funds, depending on your risk tolerance and financial objectives.
Conclusion
Selecting the best mutual fund SIPs for long-term investment involves aligning your financial goals and risk tolerance with the right fund choices. While there is no one-size-fits-all answer, it's generally advisable to consider equity-oriented mutual funds for long-term wealth creation. Diversifying your SIP investments across various fund types can help spread risk and enhance your investment strategy.
on stock picking, poring over excel sheets, financial news, analyzing market trends, tracking the Sensex, researching company fundamentals, comparing mutual funds, reading financial reports, trying to predict the future & losing your sanity!
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