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Best Mutual Fund SIPs To Invest In Now

What does a SIP mean and why should you choose it? This blog answers the Whats and the Whys so that you, the investor, are empowered enough to make a healthy investment decision. Let’s start off by understanding SIPs.
September 18, 2020

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You must have come across SIPs and Mutual Funds as inseparable Siamese twins in every news article, investment blog, or press release. But what does a SIP mean? And why should you choose it?  

This blog answers the Whats and the Whys so that you, the investor, are empowered enough to make a healthy investment decision. Let’s start off by understanding SIPs.

Read more about How To Invest In Mutual Funds In India

What is a SIP?

Investing through a Systematic Investment Plan (SIP) means that you invest a small, fixed amount of money in regular intervals over a fixed duration of time instead of investing a lump sum. 

There are 5 types of SIPs:

  • Top-up SIP: Allows you to invest a higher amount after a fixed duration of time.

  • Flexi SIP: Allows you to increase or decrease the SIP amount based on your needs.

  • Perpetual SIP: Allows you to invest in perpetuity (till 2099), that is, without an end date.
  • Trigger SIP: Allows you to set an investment trigger. The trigger, in this case, could be a specific NAV value, date, index level, etc.
  • Super SIP: A unique feature only available on the Cube Wealth app. Allows you to adjust your SIP amount and even skip payments when you don't have funds.

Benefits of Investing In Mutual Funds Through SIPs

SIPs offer the unique advantage of investing in Mutual Funds in a regular and affordable way.  Here are the benefits:

  • The magic of compounding

  • Financial discipline

  • Risk based investment options

  • Low minimum investment amount

As the investor, you can choose when to receive the returns either at fixed intervals or towards the end of the SIP’s tenure. Before investing in SIPs, it is a good practice to identify your risk level and set a plan accordingly.

How Can Cube Wealth Help?

With the QuickSIP feature, Cube has made it easy and efficient for new investors to begin their Mutual Funds journey in a disciplined and pocket-friendly way.  

To get started, simply:

  • Download the Cube Wealth App
  • Open MFQuickSIP
  • Pick a risk level
  • Enter the investment amount
  • Tap On Invest

What’s more, Cube saves you the time and effort to choose from over 17,000 Mutual Funds. How do we do it? Read more to know.

Best Mutual Funds To Invest In Through SIPs Now

All Mutual Funds in the Cube Wealth app are curated by our advisory partner, Wealth First. WF has made it easy for Cube users to select from and invest in the best Mutual Funds at any given point in time. WF has a track record of beating the average mutual fund by 50%. They have over 3,000 clients and an AUM of ₹7,000+ Crores.



Short Term

Medium-Long Term


Nippon India Liquid Fund

IDFC Banking & PSU Debt Fund

Mirae Asset Tax Saver Fund

Edelweiss Greater China Equity Off-shore Fund

Axis Liquid Fund

Axis Banking and PSU Debt Fund

Axis Small Cap Fund

Franklin India Feeder - Franklin U.S. Opportunities Fund

PGIM India Insta Cash Fund

IDFC Dynamic Bond Fund

Canara Robeco Emerging Equities Fund

Invesco Pan European Equity Fund

Note: While we update our blogs regularly we recommend you see the latest data on the best mutual funds on the Cube Wealth App.

Read this to understand How to Build the Perfect Investment Portfolio


Investing in Mutual Funds through Systematic Investment Plans (SIPs) is the best way to reduce risk, become a disciplined investor and create wealth for the long term.

Always consult a wealth coach before investing in Mutual Funds. A good Wealth Coach can help you identify your appetite for risk and select the best SIP plan that satisfies your investment goals.

The Cube Wealth app’s QuickSIP feature allows you to pick a Mutual Fund SIP based on your risk level. Download the app today to learn more.

If you are still unsure about how to get started with SIPs or if it is right for you, SPEAK TO OUR WEALTH COACHES today.

Check out these blogs from our SIP series:

Shriram Shekhar
Shriram is a Consultant at CubeWealth. He has developed cutting edge IT products for over 2 years before turning to his passion for the written word. His love for philosophy, developing products, and empowering people through quality content is what got him to CubeWealth.

Top 4 Reasons To Try Our Powerful Investment App!

Schedule a call based on your convenience. And get an expert to help you invest.

  • High Quality Mutual Funds
  • Top Notch Stock Advisory
  • Invest in U.S. Stocks
  • Alternative Investments
  • Low Minimum Investments
Try Cube’s Exclusive Wealth Concierge Service! We offer a 10-minute portfolio analysis and set up service to select users.

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