Find out if P2P lending is right for you. Learn everything you need to know about Cube's P2P lending partner, Faircent. Understand how you can start investing in P2P by Faircent using the Cube Wealth app.
Investing in alternative assets is one of the most effective ways to create passive income with lucrative returns for the medium term. Peer to peer lending (P2P) by Faircent gives you access to exactly that.
This blog will help you understand whether P2P lending by Faircent can be suitable for you. We'll tell you all about the facts and figures of the investment option and how you can invest in P2P using Cube.
In P2P lending, a lender loans money to one or more borrowers directly without a middleman (a bank). This allows lenders to gain a higher share of the profits while helping borrowers in need.
Cube's P2P partner Faircent is one of India's oldest RBI Certified P2P NBFC. It is a P2P lending marketplace that connects high-quality borrowers directly with lenders.
P2P lending by Faircent ensures that you lend money to thoroughly vetted borrowers who have an average CIBIL score of 768. Moreover, your P2P investment with Cube is split across borrowers to reduce risk. You may also consult a Cube Wealth Coach before investing in any such vehicle.
P2P lending by Faircent is ideal for investors looking to earn a stable passive income over the medium term (1 to 3 years). Furthermore, the net returns are predictable and range from 10-12%.
The Cube Wealth app gives you access to two Systematic Income Generation Plans (SIGP) with Faircent:
NOTE: ₹ 50,000 minimum investment amount.
P2P lending By Faircent has historically generated better returns than your average bank savings account, fixed deposit, recurring deposit, and even debt funds*.
Furthermore, Cube gives you the unique benefit of splitting your P2P investment across a basket of top-rated, creditworthy borrowers from Faircent's premium partners like:
UNO Finance | Mobikwik | Propelld | Oxigen |
The best part? P2P by Faircent generates recurring monthly payments that can help you build wealth for the medium term.
Faircent was established in 2013 and was the first RBI Certified P2P NBFC in India. It made the list of Superbrands’ prestigious 'Super Start-Ups 2017'.
You can invest in P2P lending by Faircent using Cube Wealth in 5 simple steps:
Get The 4.5⭐rated Cube App Now.
For individualised support while investing, investors can also speak with a Cube Wealth Coach.
Watch this video to know more about alternative investment options in India
Ans. The Cube Wealth app helps you invest in two of the best P2P lending Systematic Income Generation Plans (SIGPs) with Faircent. These plans generate a passive income and returns of up to 12%.
Here's how you can get started:
Ans. Yes, RBI regulates P2P lending in India. For example, Cube's P2P partner Faircent is one of the oldest RBI Certified P2P Lending NBFCs. Explore P2P by Faircent Now
*Individual returns may differ
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