Is P2P Lending The Right Investment For You?

Investing in alternative assets is one of the most effective ways to create passive income with lucrative returns for the medium term. Peer to peer lending (P2P) by Faircent gives you access to exactly that. 

This blog will help you understand whether P2P lending by Faircent can be suitable for you. We'll tell you all about the facts and figures of the investment option and how you can invest in P2P using Cube.  

What Is P2P Lending?

In P2P lending, a lender loans money to one or more borrowers directly without a middleman (a bank). This allows lenders to gain a higher share of the profits while helping borrowers in need.

Cube's P2P partner Faircent is one of India's oldest RBI Certified P2P NBFC. It is a P2P lending marketplace that connects high-quality borrowers directly with lenders. 

P2P lending by Faircent ensures that you lend money to thoroughly vetted borrowers who have an average CIBIL score of 768. Moreover, your P2P investment with Cube is split across borrowers to reduce risk. 

Who Should Invest In P2P By Faircent?

P2P lending by Faircent is ideal for investors looking to earn a stable passive income over the medium term (1 to 3 years). Furthermore, the net returns are predictable and range from 11-12%.

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P2P Lending By Faircent: Details At A Glance

The Cube Wealth app gives you access to two Systematic Income Generation Plans (SIGP) with Faircent:

‍NOTE: ₹ 50,000 minimum investment amount valid till 30th April only

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Why Do We Love This?

P2P lending By Faircent has historically generated better returns than your average bank savings account, fixed deposit, recurring deposit, and even debt funds*.

Furthermore, Cube gives you the unique benefit of splitting your P2P investment across a basket of top-rated, creditworthy borrowers from Faircent's premium partners like: 

UNO Finance | Mobikwik | Propelld | Oxigen | 

The best part? P2P by Faircent generates recurring monthly payments that can help you build wealth for the medium term. 

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About Cube’s P2P Lending Partner

Faircent was established in 2013 and was the first RBI Certified P2P NBFC in India. It made the list of Superbrands’ prestigious 'Super Start-Ups 2017'. 

• Loans disbursed: ₹1,000+ crore
• Lenders: 1,50,000+
  

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How To Invest In P2P By Faircent Using Cube?

You can invest in P2P lending by Faircent using Cube Wealth in 5 simple steps:

• Download Cube Wealth
• Complete your KYC
• Click on P2P by Faircent
• Select a SIGP plan
• Tap on invest
  

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Watch this video to know more about alternative investment options in India

FAQs

Q. How do I invest in Faircent?

Ans. The Cube Wealth app helps you invest in two of the best P2P lending Systematic Income Generation Plans (SIGPs) with Faircent. These plans generate a passive income and returns of up to 12%. 

Here's how you can get started:

• Download Cube Wealth
• Complete your KYC
• Click on P2P by Faircent
• Select a SIGP plan
• Tap on invest
  

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Q. Is P2P lending regulated by RBI?

Ans. Yes, RBI regulates P2P lending in India. For example, Cube's P2P partner Faircent is one of the oldest RBI Certified P2P Lending NBFCs. Explore P2P by Faircent Now

*Individual returns may differ