Expert Opinion

How To Invest Like A Global Citizen?

August 25, 2020

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Our world is no longer limited to our city, state, or even our country. Today, we live in a hyper-connected economy. What’s happening in Paris is just one click away whether you’re sitting in India, Canada or Egypt. Information flows rapidly across continents and in real-time. So, in a world where our cars are German, shoes are Italian and nearly everything is Chinese – why should our investments still be local alone?

We know international factors have a clear impact on our investments, we have to invest a lot more meticulously. If you’re serious about investments it is time you invest like a global citizen.

How exactly do you invest like a global citizen? By staying ahead of the curve. Take for example the macro-economic environment of the 20th century – America as a nation ruled the roost. This made it one of the best markets to invest in and US Equities are still one of the best investment options for Indian who wish to truly diversify their portfolios. Now, its time for a new flavour of investments – something Asian.

Be Future Ready

The 21st century is perhaps going to be the Asian Century as indicated by a 2011 study by the Asian Development Bank. The study found that over 3 billion Asians would enjoy the standard of living only seen in Europe today.  In addition to that, Asia will likely account for over 50% of the world’s output by the middle of the 21st century.

As a global investor one must not only think of international diversification but also, be wary of impulsive decisions. After all, if you consider all the economic and political issues that plague Asian nations – investing blindly would be faux pas 101. We invest not for today but for tomorrow – which is why it is crucial to make an investment decision based on what is likely to happen in the future, rather than what is happening now. Which is why my team at Cube Funds is focused on recommending the best local managers for global investors. These wealth coaches help you invest using the insight of local markets without having to spend time in the trenches.

You can also read about Investing in the US Market from India to help with diversifying your portfolio

Think Big Growth Economies

Now, a single country’s economic policy may have an immediate impact on the market but, what a global investor must keep in mind is the long term implication. You have to think big and focus on long term wealth creation instead of bogging yourself down with short drops and falls. Today, while America continues to be an economic power to reckon with, India & China stand out as two promising economies in the larger scheme of things. The population of both nations, coupled with the immense scope these developing nations have for growth makes them ideal for global investors. Nearly 50% of the world’s population is in Asia and China & India together constitute a sizeable chunk of this population. In such a scenario, a global investor must ensure they have their eggs in different investments across Asian Markets.

Besides the big two, countries like Indonesia, Vietnam, and the Philippines also have a solid economic growth path ahead of them. Of course, even China’s GDP is far from America’s GDP, which is why US Equities will continue to be a major part of any successful portfolio. This is why it is quintessential to consult an experienced wealth coach who not only understands the macroeconomic picture but has access to key local insights.

Start Investing Now

Here’s another piece you might enjoy, published by my team – it tells you about investing in international markets from India.

Consult Experts Before Investing

If you want to talk about entrepreneurship and investments someone like me can probably give you decent advice based on their experience. However, if you’re seeking advice on ice-skating my approach is going to be as good as any rookie skater. What I’m trying to say is that at the end of the day, it will all boil down to using the right approach. In current times using a smart investment tool is where one can win half the battle. An app that automates your investment gives you access to quality investment advisors with a proven track record is key. Global investors must connect with the best money managers in countries like India and China. Access to emerging markets through global accredited and professional individuals is what will make for simplified investing for the global investor.

You can also use our free mutual funds analysis tool to evaluate your current investment portfolio.

Try Our Free MF Analysis Tool

Think About Time & Risk

That said, it is important to think of what your end goal is as an investor. Are you seeking high-risk but short term gains to purchase a new condo or are you thinking of saving up so you can live lavishly once you retire? As a Global investor, you will be investing in economies that are progressing differently from your own. Not every fund house in Asia is going to rake in billions – you’ve got to pick wisely. This depends not only on the fund or nation you’re investing in but also on the risk you’re willing to take, the liquidity you need, etc. To invest like a global citizen you must work with advisors who are aware of global risk, laws, and regulations.

So, before you start investing like a Globe-Trotting Billionaire – get the same level of advice. To cite an example I can be confident about – Cube Funds are advised by managers who handle over USD 3 billion in India with a track record over 10 years and all these funds are open-ended with full liquidity. To invest like a Global Citizen means being smart enough to know which emerging market will get you to your financial goal. Foresight, patience and access to quality investment advice lay the bedrock of wise investing.

Watch this episode of The Cube Wealth Show, it is a guide prepared by Team Cube on how to invest in US equities.

Satyen Kothari
Founder & CEO of Cube Wealth, Satyen is a Stanford Alum in computer science, HCI, and tech entrepreneurship. He spent 15 years in Silicon Valley learning his craft with Apple and Frog Design. He then embarked upon his own startup journey in the US & India. He is also the founder of Citrus Pay – India’s first digital payment gateway. A successful venture that sold for USD$130M in 2016. Now, Satyen is simplifying wealth creation for busy professionals with Cube Wealth.

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