Wealth Tips

The Smart Person’s Guide To Never Getting Rich

Forget hustle culture, join the anti-hustle movement! This guide is your roadmap to financial stagnation. Trade in your suit and tie for sweatpants and Maggie noodles, and finally achieve the ultimate goal: never having to think about money again (because you won't have any)
April 18, 2024
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Getting rich takes work. You need discipline and sacrifice. You need to avoid that shiny new purchase. You need to do dreary, boring things like figuring out your goals, setting up SIPs and making informed decisions.

Ain’t nobody got time for that.

Here’s how you can kiss these boring habits goodbye and live a life of glorious financial mediocrity!

1. Spend Every Rupee You Make

Salary day isn’t just your pay day, it’s pay day for everything you love. That skincare brand which sells overpriced sunscreen now offers 15% off when you buy 4 or more. What a steal! That beautiful yellow cabin luggage your favourite influencer has been peddling now costs just Rs. 25,000. It’s a great idea to get it before everyone else does. The idea is to not let your money sit around. It’s critical to use your UPI account as a conduit to the motley collection of food delivery apps, e-com stores, and fashion brands you see on Instagram.

2. Credit Cards Are An Extension Of Your Net Worth

Look, your credit score is over 750. It’s OK for you to get another card offering you a limit of Rs. 3,00,000. Adding this to the 5 other cards you’re about to max out means your monthly minimum credit card payments are now 25% of your salary. Manageable? Totally. Sensible? Absolutely not. Who wants to paydown the principal anyway when your minimum payments

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