1. Short Term Low-Risk Mutual Funds

• SBI Liquid Fund
• HDFC Liquid Fund
• Nippon India Liquid Fund
  

2. Medium Term Moderate-Risk Mutual Funds

• Axis Focused 25 Fund
• Invesco India Growth Opportunities Fund
• Mirae Asset Focused Fund
  

3. Long Term Aggressive Mutual Funds

• Kotak Emerging Equity Fund
• Motilal Oswal Midcap 30 Fund
• Axis Small Cap Fund
  

4. Long Term International Mutual Funds

• Franklin India Feeder - Franklin U.S. Opportunities Fund
• Invesco Pan European Equity Fund
• Nippon India Japan Equity Fund
  

5. Digital Gold

Digital gold by Safegold on the Cube Wealth app allows you to reap the benefits of physical gold without the baggage of store, theft, and other concerns.

You can diversify further and invest globally in US stocks and Equities with Award-Winning RIA, Rick Holbrook, or Indian Stocks with advice from our Equity Advisory partner Purnartha. 

Consult A Cube Wealth Coach

‍It is always advisable to talk to a trained financial professional (Wealth Coach) who has an expert level knowledge of the industry before you build your portfolio. ‍

Make Small Adjustments

No plan is ever full proof. If there is change on the horizon, adapt. If there is a change in your investment goal, branch out, and seek other options.‍

Review Your Progress

Track your investments and their progress. This will help you learn, unlearn, and relearn. With apps like Cube, you can avoid this time-consuming task. Instead, the app shows you all your investments, profits, and return percentage in one simple view.

Be Patient

‍The market can be volatile at times and you may see red, at such times don’t panic. ‍Document the wealth that you have at your disposal: Maintain a log of how much you are spending, saving, investing, and earning through dividends and profits. ‍

Be Accountable

Save up and invest in-line with your current and future goals. Only goal-based wealth management can lead you to the investment goals of the future. For more information, check out our blog on How to Build the Perfect Investment Portfolio

Prepare For The Unexpected

However contradictory this may sound, preparing for the onset of illness, accidents, unstable markets, and other such events can save you from a world of trouble. A good way to prepare for emergencies is to park your money in Liquid Mutual Funds.

For long term payoffs, immediate sacrifices may be necessary. Tailoring your investment goals and expectations around this idea can be beneficial.

1. How do you determine investment objectives?

Ans. Here's an efficient way to determine your investment objectives:

• Start by evaluating how much wealth you want to create in 3, 5, 10 years
• Sit down and list your short, medium, and long term goals
• Consult an experienced Wealth Coach
• Start investing in assets that work towards your objectives

Extra tips: Always be prepared to make room for unexpected changes and be patient.

2. What is a good investment goal?

Ans. A good investment goal can help you create wealth. That's why you need to think about what you want for the short and long term. You can make a list of wealth creation check points based on age (Example: 30, 40, 50, 60) or create check points based on the amount you want to achieve (Example: ₹1,00,000 in 3 years; ₹10,00,000 in 10 years).