Financial Freedom & Portfolio Planning Blogs

Recent Blog Posts

Choice Bracketing in Behavioural Finance: Why Evaluating Investments One by One Can Hurt Your Portfolio

Discover how choice bracketing bias affects investment decisions and why evaluating your entire portfolio—not individual investments—can improve diversification, manage risk, and support your financial goals.

October 12, 2026

India’s Economy Is Strong. So Why Is the Stock Market Falling?

Discover why India's stock market is falling despite strong GDP growth. Explore rising crude oil prices, FPI selling, rupee weakness, valuations, and what investors should do.

September 21, 2026

Why Consider the Mutual Fund Route Over Purchasing Physical Gold?

Gold ETF or physical gold? Compare purity, storage, liquidity, investment minimums, SIP options and taxation to make an informed choice.

September 17, 2026

Overcoming Solomon's Paradox in Investing: Why You Need the Guidance of an Investment Expert

Discover how Solomon’s Paradox affects investment decisions and why an investment expert can help you overcome emotional investing, bias, and market volatility.

August 23, 2026

The Cobra Effect in Finance: When Growth Incentives Create Worse Outcomes

Learn how the Cobra Effect in finance can turn growth incentives into unintended risks, using the YES Bank crisis to understand investor behaviour.

August 23, 2026

How Can NRIs Avoid Double Taxation in India? A Guide to DTAA, Tax Residency and Foreign Tax Credit

Learn how NRIs can avoid double taxation in India using DTAA, tax residency rules, foreign tax credit and tax relief provisions.

August 18, 2026

Tax Planning vs. Tax Avoidance vs. Tax Evasion: Differences Explained

Understand the vital differences between tax planning, tax avoidance, and tax evasion. Learn legal ways to reduce your income tax liability and avoid hefty penalties.

August 20, 2026

The 3:40 PM Paradigm Shift: How SEBI’s Closing Auction Session Reshapes Indian Markets and Arbitrage Dynamics

Discover how SEBI’s shift to a Closing Auction Session and the NSE's 3:40 PM F&O extension reshape Indian markets and optimize arbitrage funds.

August 23, 2026

Why Chasing the Wrong Numbers Can Cost You Money

Discover why impressive financial metrics can mislead investors. Learn the behavioural finance principle that helps you identify real value and avoid costly mistakes

July 8, 2026

Daily Trading and F&O: Exciting, But Should They Be Your Entire Investment Strategy?

Daily trading and F&O can be profitable for a few, but they're not suitable for every investor. Learn why diversification and long-term investing remain the smarter path to building lasting wealth.

June 25, 2026

HDFC Group Governance Concerns: Should Investors Be Worried or Is This Just a Bump in the Road?

HDFC Bank's chairman resignation, governance questions, and HDFC AMC's data security incident have raised concerns. Is this a red flag or a temporary rough patch for investors?

June 22, 2026

FCNR(B) Deposits and Asset Allocation: Where Do They Fit in an NRI Portfolio?

RBI's temporary swap window has pushed USD deposit rates past 7%. Here is why you should skip the complex leveraged carry trades and just take the clean win.

January 15, 2026

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