Liquid funds – the perfect bank account replacement

7% returns, super low risk AND fast access to your cash when you need it? Yes it is possible.

What are Liquid Funds?

These are the lowest risk debt mutual funds that invest your money in very short-term market instruments (big word for investment options!) such as treasury bills, government securities and call money that hold least amount of risk. Unlike ultra short mutual funds, there is no exit load on liquid funds. This means you can access when you want without any penalties.

Why Cube Wealth selected Liquid Funds

This is the simplest and safest way to increase your earnings on money that you leave aside in your bank account for ‘just in case’. Perhaps you even call it your emergency fund (and we recommend you have 3-6 months of living expenses available at all times for this).  

Your bank account earns you 2-4%. Inflation in India is 6-7%. You actually lose money by leaving it in the bank. If you use a Liquid Fund you at least break even and still have the fast access to your money when you need it. You can also use Liquid Funds to help you achieve your short term savings goals faster. 

Cube Wealth Advisor?

Wealth First Wealth First was founded in 2000 and is an independent investment advisory firm focused on Treasury and Wealth solutions for corporates, family offices, provident funds, trusts and HNIs. They have a track record that is 50% higher than NIFTY over the last decade. AUM: ₹5,000 crores Clients: 1,000.

Is it for you?

If you want to earn more than your bank account interest and have fast access to your cash without any penalty or lock-in, then yes, Liquid Funds are for you. Ideal for emergency funds because we all need to keep money aside just in case to deal with one of life’s curveball events where unplanned costs are incurred. In fact, we recommend you ALWAYS have cash on hand for life’s emergencies – just don’t leave it wasting away in your bank account where you only earn 2-4%. 

Summary

Make your money work harder to get 2 times your bank account interest with full access to your money at anytime. Start a Liquid Fund with Cube Wealth today for the simplest way to invest and track your growth. 

Want to start investing?

We know it’s a big decision to start investing, to change advisors or to try new investment options. That’s why we give you the option of a free personal phone consultation.

Subscribe to our blog

Top Posts

Book your free phone consultation

Let's get you started