What are the Best Long Term Investments?
When to Invest in Long Term Investment Plans?
Examples of Best Long Term Investments
1. Equity Mutual Funds
2. Public Provident Fund
3. Real Estate Investments
4. Long Term Stocks
5. Long Term Bonds
6. National Pension Scheme
A government scheme, the NPS is a safe and secure way of creating a retirement corpus. It is a voluntary government scheme that requires regular and long term investments. The returns are tax-exempt under sections 80C of the income tax act. Read about How To Save Tax Under Section 80C here.
7. Post Office Savings Scheme
8. Higher Return Fixed Deposits
9. Gold Coins, Gold Bars & Gold Jewellery
10. Land Ownership
How we Select the Best Long-Term Mutual Fund Investment Options
We’ve identified this list of mutual funds as the best long term mutual funds in India for 2019 because they have delivered and will likely continue to deliver consistently higher returns than other funds in their category.
Our world-class advisors at Wealth First helped build the list based on their mutual fund selection process, undertaken using two parameters: –
AMC comfort – Pedigree, Credibility, Compliance, Process and Ability to Retain Top Management & Talent
Fund Manager comfort – Experience, Reputation, Performance and Continuity Record (We have had 170+ investment and marketing team interactions in the last 1 year)
2. Quantitative Parameters:
Scheme Aesthetics – Fund Size & Recent AUM Growth, Concentration Analysis, Clarity of positioning
Performance – Historical performances (SIP, Last 20-Quarters, 3-Year and 5-Year Numbers), Risk-adjusted returns, Sharpe, Beta and Other Statistical Ratios
Negative Criteria – Cash Calls, Outlier Performances, Recent Management Changes, etc.
Now that you are well aware of the factors involved in picking the top-performing mutual funds, without further ado, let’s dive into Cube Wealth’s picks.
List of Best Long Term Mutual Funds
BEST LONG TERM MUTUAL FUNDS
|Mirae Asset Large Cap Fund (formerly M. A. India Equity)|
|ICICI Pru Bluechip|
|Canara Robeco Emerging Equities|
|IDFC Core Equity|
|Invesco India Growth Opportunities|
|Mirae Asset Focused Fund|
|Kotak Emerging Equity|
|HDFC Small Cap|
Taxes on Long Term Investment Options
How to Evaluate Best Long-Term Investment Plans?
Key factors to consider while making a long term investment are the returns, risk and taxation at the time of withdrawal. You must also consult a wealth advisor or use a wealth management app like Cube Wealth to ensure you get the most value for your money.
Some questions to ask yourself before investing for the long term:
What is my financial goal?
What is my risk appetite?
What is my ideal time period?
What tax implications does an investment have?
Is this the right fund to invest in?
What sum of money will I accumulate?
How to Invest in Long-term Investment Options?
The best way to invest in a long term investment fund is through an app like Cube Wealth. Here are the steps you need to follow:
Download the Cube Wealth App
Select risk level: low, medium or high
Select the time frame as long
Enter the amount you want to invest
Browse recommended funds
Tap On Invest
Want a person to help you through this? EMAIL A CUBE WEALTH ADVISOR FOR FREE ADVICE